"The Plan"

Why I can't spend money here and there as I please, as I did before:

goal - 1st year tuition & supplies - $6000

start saving date: August 2009 or when the last credit card is paid off
monthly savings: $250
needed by: 2011

goal - adequate emergency fund - $6000

start saving date: September 2009
monthly savings: $40 (ideally $160 - $200)
needed by: all the time/indefinite

goal - credit card debt zero balance - $3000

ideal monthly goal: $500 per month starting april 2009
ideal time to be paid off: September 2009

goal - student loan debt zero balance - $5000

monthly goal: $70 (but really..more?) starting August 2009 (or when credit card is paid off)
to be paid off: by August 2015 (but really..ASAP after that last credit card)

goal - Hawaii

??? no plan because I will just use a tax return for the trip (about $1500 + some money from general savings/bank)

goal - RSP - $1000000 (ideallllllly more)

monthly goal: $31 (seed) ideally at least $200 starting September 2009

Some Things I want that cost money:

A Car
A Penthouse (not just something on top of a 3 storey, but an actual beautiful penthouse with floor to ceiling windows and gorgeous view)
Photo books
A real camera
A boob job